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Individuals and businesses can potentially file for bankruptcy. Individuals dealing with overwhelming amounts of personal debt often choose between a Chapter 7 bankruptcy and a Chapter 13 filing. Trying to determine which form of bankruptcy would work better requires...
When a will is executed, the thimble or shot glass collection is usually only given a cursory amount of consideration. Not all collections are equal. Serious collectors have dedicated a lifetime to the building of their prized collection. Art, antique cars,...
Bankruptcy is a daunting prospect for anyone, particularly if it involves the potential loss of a business. However, does bankruptcy always lead to business owners having to liquidate their assets? In truth, the answer will vary depending on the circumstances of each...
The money and assets that you leave your heirs in your estate plan are known as bequests. Many parents make these equal so that all their heirs get the exact same amount of money. There may be some difference in heirlooms and other unique assets, but things are...
There is no disagreement that health care in America is expensive. If you suddenly have a serious injury or illness and need emergency care, that care could cost thousands upon thousands of dollars. The Journal of the American Medical Association completed a study...
Although it may seem like estate planning and bankruptcy are two completely different topics, estate planning can help you effectively manage your assets and protect them against bankruptcy if you ever need to file. In your estate plan, you have several options that...
Most people create an estate plan at some point in life to prepare for what will happen to their assets when they are incapacitated or no longer around to make crucial decisions. However, an estate plan needs to be revised from time to time to reflect the changes in...
Your credit score determines everything from what job promotions you can receive to how much interest you pay on a mortgage or credit card. The higher your credit score, the better your opportunities in life. Bankruptcy involves declaring your inability to repay your...
One of the biggest fears of anyone who files for bankruptcy is that they are destined to lose their homes in the process. While in some cases, it is indeed possible to lose your home due to bankruptcy, that is far from a foregone conclusion. Because carrying a heavy...
Mounting debt can be an overwhelming experience. You might find yourself needing to select between two less-than-attractive options: debt consolidation or filing bankruptcy. Both of these debt relief options carry with them their own host of pros and cons. Learning...