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Business owners have to do what they can to protect their company. One of the ways they can do this is to establish employment contracts for the higher-ranked employees in the company. These are also necessary for anyone who has a fiduciary duty, as well as others....
You can group your personal debts into two categories. Your unsecured debts include your credit cards and all the money you owe businesses or service providers. An outstanding hospital invoice would be an unsecured debt. There is no property helping to protect the...
You have plans for your estate after you pass away, and you need the right person to carry out those plans. What you need is a trustworthy and loyal executor of your estate. Choosing an executor as you are developing your estate plan saves you the fear that your...
If you're still living in your home while creating an estate plan, you need to figure out what to do with that property when you pass away. If that home is paid off, you probably don't have very many assets that are worth more, so this is a very important decision....
You filed for bankruptcy because you really had no means to pay back what you owed. You were out of work, and you didn’t see any way to pay back your debt without struggling for many months or years. Then, seemingly out of the blue, you received a call that you were...
While filing for bankruptcy means that you are in a difficult financial situation, there is a lot of misinformation surrounding the entire process. As a result, many people are hesitant to file for bankruptcy even when it is in their best interests since they are not...
When a loved one dies, there are a lot of things that have to be handled – including the disposition of their earthly remains. One of the first things that you’re forced to confront is the issue of who will pay for your loved one’s funeral – and how. Here’s what you...
When you decide to file for bankruptcy, it means that you cannot service your current debts. As a result, it may be challenging to secure credit due to your low credit rating. You will need to rebuild your credit score on the road to financial recovery. The earlier...
When you're discussing different types of bankruptcy, people often refer to Chapter 7 bankruptcy as a liquidation plan. Conversely, they refer to Chapter 13 bankruptcy as a wage earner’s plan. The names do tell you a lot about how these processes are going to work,...
For some people, the idea of a trust conjures images of spoiled children raised by the enormously wealthy. However, trust-fund babies are a tiny percentage of the people who benefit from trusts in the United States. Many different kinds of people would benefit from...