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Retirement planning and estate planning often overlap in ways New Jersey families do not expect. Retirement accounts, pensions and beneficiary forms can all affect who receives assets at death and whether the full plan works as intended. A will does not control every...
A utility shutoff notice can accelerate an already difficult financial situation. For New Jersey residents dealing with debt, filing for bankruptcy activates a federal protection under 11 U.S.C. § 366 that can prevent shutoffs and help you maintain access to water,...
In other states, you may have heard this advice: Avoid probate at all costs. There is a national narrative of the probate process being a nightmare of endless court battles and bureaucracy. However, there is some good news for New Jersey residents. The state’s probate...