Are you behind on your mortgage payments? Is your lender threatening foreclosure? If you are, you are the only one. Sadly, this is a situation that numerous New Jersey residents have found themselves facing.
In the past, people didn't think much about what would happen to their computers or phones when they passed away. These days, so much of life is wrapped up in the digital world that making plans for digital assets after your death is important.
If you are in the process of creating an estate plan, or if you have already have one, deciding on how you will distribute money among beneficiaries can be a daunting task. After all, leaving a legacy is one of the most important things a person can do for his or her family. With many baby boomers poised to leave more than $30 trillion to heirs over the next 30 years, is a good problem to have.
Making the choice to file for bankruptcy is not an easy one. However, taking this step is often a prudent and beneficial choice for many individuals who are struggling with overwhelming debt. If you find yourself unable to manage your financial obligations, and New Jersey creditors and debt collectors are constantly hounding you, you would be wise to consider seeking bankruptcy protection.