The home you purchased is one you worked hard for. You have been living there for years, and you want to remain in it for years to come. Your children are growing up here, and you couldn’t ask for a better location. Unfortunately, when you lost your job, you found...
Month: July 2020
Should you leave life insurance directly to your heirs?
When you buy a life insurance policy as part of your estate planning efforts, you get to pick beneficiaries for the plan. These are simply the people who get paid when you pass away and the policy pays out. If they do not match what you write in your will, the...
How does filing for bankruptcy affect your ability to get credit?
Some of the negative rumors about bankruptcy floating around can keep people from filing when they would actually benefit substantially from an automatic stay and a discharge of their unsecured debt. One of the most persistent and harmful myths about bankruptcy is...
Understanding power of attorney in New Jersey
Estate planning is planning for the unknown. Giving someone power of attorney, to make a decision when you cannot, is part of that plan. They can do things or make decisions on your behalf if you are unable to for some reason. There are two types of power of attorney:...