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Your credit score determines everything from what job promotions you can receive to how much interest you pay on a mortgage or credit card. The higher your credit score, the better your opportunities in life. Bankruptcy involves declaring your inability to repay your...

When someone struggles with a lot of financial hardship, bankruptcy can be a powerful tool that can give a person control over their finances or even eliminate their debt troubles. Despite all of the benefits that bankruptcy has to offer, people do not know all of the...

If you struggle each month to pay the minimum due on all your debts and bills, you may console yourself by saying that many others are in the same situation. You may do your best week after week and still find you are barely treading water where your finances are...

One dangerous myth about estate planning is that creating a plan is something only senior citizens need to do. If you are not close to retirement, you may believe you have no need to plan your estate. However, nothing could be further from the truth, and such...

There are many inaccurate assumptions about bankruptcy. Some in New Jersey may believe that this process will leave them destitute and without personal property, but that is not the case. Bankruptcy may not be your first choice of ways to deal with your financial...

Having an estate plan can mean different things to different people. Some New Jersey residents may think that having a will is enough to get their wishes across and that they do not need to bother themselves with doing anything else. Others, like you, want to create a...

In New Jersey and across the country, many people are gearing up for tax season. Are you expecting a substantial refund? Have you already begun thinking about how you will spend it? The average person can likely expect to receive several thousand dollars in tax...

Many people face struggles in life. They may have family issues, relationship problems, health concerns or financial hardships that make their lives more difficult. For you, your debt problems have gotten to a point where you feel constantly overwhelmed. If so, you...

Estate planning can be a complex process, and there are many reasons why New Jersey readers avoid it. Whether you are not sure if you even need an estate plan or you don't know where to start, it is in your interests to know what steps you should take in order to...

Searching for information on how to handle overwhelming debt can often be overwhelming itself. You may have come across various debt relief options like debt settlement, debt consolidation and bankruptcy. You may even have seen ads for companies claiming that they can...