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Is it better to hire a professional executor than to appoint a loved one? This is a question you may have when looking for an executor. Professional executors, such as an attorney, a bank, an accountant, or a trust company, are experienced. They have worked with...
If you’re considering bankruptcy to get out from under crushing debt at the same time you have a child who plans to go to college within a few years, you’re likely doubly anxious about your financial situation. While bankruptcy can be the best solution, it’s crucial...
Do you ever feel like you’re falling behind with estate planning? Maybe you know that you want to write a will. Maybe you’ve already thought about which beneficiaries are going to get certain family heirlooms or how you want to divide your money among your children....
Declaring bankruptcy can significantly affect one's mental health. However, this is usually overlooked, as most people focus on financial effects. While the latter consequences are serious, it's vital to also take into account the emotional effects of bankruptcy,...
Different people approach estate planning with vastly different goals. A person's resources and their closest relationships directly impact their estate planning priorities. Regardless of what specific goals an individual has, maximizing how much of their personal...
New Jersey is one of just six states that has an inheritance tax. Whether someone may be assessed the tax depends on where they live – not where the person who left the inheritance lived. Therefore, the fact that you live in New Jersey doesn’t affect whether a...
You may have heard that it is important for adults to create an estate plan and to keep it updated. This is certainly true. But, it’s tough to make that goal a reality if the idea of estate planning is a murky one. By better understanding what an estate plan is, you...
People are sometimes hesitant to file for bankruptcy. They do have overwhelming debt. Bankruptcy could eliminate some of that debt or re-organize it into an affordable monthly payment. But they still don’t want to use this legal process. The reason they will sometimes...
As a parent with a young child, you need to have a specified legal guardian named in your estate plan. This can help to ensure that your child will be cared for in the event that something happens to you and the child’s other parent. There are various reasons why you...
Are you facing a risk of foreclosure on your home, getting hounded by creditors or feeling overwhelmed by debt in other ways? If you are, then bankruptcy might be the answer you are looking for. Filling for bankruptcy shouldn’t feel like a shameful thing to do; it can...