People find themselves overwhelmed with debt for a variety of reasons. No matter what the cause, anyone struggling with debt and in danger of debt collection proceedings may begin to feel hopeless. This is natural, but it is important to know that debt is not insurmountable or a bottomless pit that you can't climb your way out of. There are options available and a variety of solutions for your debt problems, which can help you keep your car. The right solution for you will depend on your personal circumstances and eligibility.