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When a loved one dies, there are a lot of things that have to be handled – including the disposition of their earthly remains. One of the first things that you’re forced to confront is the issue of who will pay for your loved one’s funeral – and how. Here’s what you...
When you decide to file for bankruptcy, it means that you cannot service your current debts. As a result, it may be challenging to secure credit due to your low credit rating. You will need to rebuild your credit score on the road to financial recovery. The earlier...
When you're discussing different types of bankruptcy, people often refer to Chapter 7 bankruptcy as a liquidation plan. Conversely, they refer to Chapter 13 bankruptcy as a wage earner’s plan. The names do tell you a lot about how these processes are going to work,...
For some people, the idea of a trust conjures images of spoiled children raised by the enormously wealthy. However, trust-fund babies are a tiny percentage of the people who benefit from trusts in the United States. Many different kinds of people would benefit from...
Many valuable assets these days aren’t anything you can put your hands on. They’re digital. Two kinds that have grown in popularity in recent years are cryptocurrency and nonfungible tokens (NFTs). With these two assets, if no one can access them, that’s money down...
Most people have never heard of “involuntary bankruptcy” until it happens to them. Unlike the more common voluntary bankruptcy, where a person or business is seeking to discharge or restructure their debts, involuntary bankruptcy is initiated by creditors. That...
You have worked hard your entire life. You have created a considerable amount of wealth. And you want to be certain that your assets will go to the rightful heirs when you pass on. For this reason, you have created a will. Congratulations! But, is your will valid?...
Realizing that you don’t have control of your finances is a scary thought. You’ll have to try to find a way to get the creditors taken care of or you face years of collection attempts. It’s imperative that you consider all your options so you can enjoy a fresh...
If you find yourself struggling to pay your bills and make ends meet because of debt, then you might be considering bankruptcy. Bankruptcy at an older age could have a negative impact on many aspects of your life, but the good news is that there are exemptions that...
Making an estate plan is just the first step. It is also important to keep an eye on that plan and update it periodically. Some people do this on a set schedule, such as checking over it every year, while others do it when life events dictate that it's time to do so....