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Many valuable assets these days aren’t anything you can put your hands on. They’re digital. Two kinds that have grown in popularity in recent years are cryptocurrency and nonfungible tokens (NFTs). With these two assets, if no one can access them, that’s money down...
Most people have never heard of “involuntary bankruptcy” until it happens to them. Unlike the more common voluntary bankruptcy, where a person or business is seeking to discharge or restructure their debts, involuntary bankruptcy is initiated by creditors. That...
You have worked hard your entire life. You have created a considerable amount of wealth. And you want to be certain that your assets will go to the rightful heirs when you pass on. For this reason, you have created a will. Congratulations! But, is your will valid?...
Realizing that you don’t have control of your finances is a scary thought. You’ll have to try to find a way to get the creditors taken care of or you face years of collection attempts. It’s imperative that you consider all your options so you can enjoy a fresh...
If you find yourself struggling to pay your bills and make ends meet because of debt, then you might be considering bankruptcy. Bankruptcy at an older age could have a negative impact on many aspects of your life, but the good news is that there are exemptions that...
Making an estate plan is just the first step. It is also important to keep an eye on that plan and update it periodically. Some people do this on a set schedule, such as checking over it every year, while others do it when life events dictate that it's time to do so....
A lease agreement is a legally binding document that outlines the rental terms for a commercial or residential property. It is signed between a landlord (the lessor) and the renter known as the tenant (or lessee). Creating a thorough and effective lease is very...
Maybe you filed for bankruptcy years ago after you let your credit card debt get out of hand. You learned your lesson and swore you’d never let yourself get in that much financial trouble again. However, the last couple of years have been uniquely tough. Maybe your...
Planning what to do with your assets once you die is a major decision. At times, the estate planning process can be viewed negatively, which may discourage people from making it a priority. However, negative standpoints on estate planning are often based on...
When you pass away, your will, trusts and other estate documents will help determine what happens next. Your will is important because it describes how you’re passing on your assets to your heirs. If your heirs are not happy with the distribution, there is a chance...