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You and your spouse or partner gave a lot of thought to choosing the person who would become your child’s legal guardian should something happen to both of you. You chose a family member or close friend you trusted to raise your child with the same basic values and...
One of the most critical decisions involved in estate planning is choosing the right party to fill the role of estate executor. Some qualities to look for in your candidates include honesty, attention to detail and reliability. Since your adult kids are familiar with...
Most entrepreneurs have to deal with cash flow issues at one point in their lifecycle. Unfortunately, this often leads to a daily struggle of following outstanding payments and juggling creditors. Eventually, you may find yourself missing financial obligations to your...
One concern that people sometimes voice about leaving their assets to their heirs is that they think their heirs may squander the money. They’ve worked very hard over the course of their life, and they do want to leave an inheritance, but they struggle with the...
Bankruptcy doesn’t always happen for just one reason. It’s not as if someone takes out a loan, can’t pay it back, and suddenly has to declare bankruptcy. There are usually a lot of different factors that all contribute, and the overall financial situation can be very...
Estate planning often starts with writing a will and determining how to give away your assets. You want to pass the things that you own on to your children or other beneficiaries, such as close family friends. But this isn’t all that estate planning can do. It’s just...
The term bankruptcy still carries with it a certain level of stigma. It is often thought that an individual must be careless with finances before bankruptcy even comes into the conversation. The reality is much more nuanced than this though. While reckless spending...
Your estate plan must accurately reflect your wishes. This includes ensuring you have everything in order in case you become incapacitated. The powers of attorney documents enable the person you choose to make specific decisions for you. It’s essential that you...
Through no fault of your own, you’ve been struggling financially recently. This is currently the case for millions of Americans. You’re trying your best to get back on track, but debt collectors are making this very difficult. It feels like you can’t take a breath...
When someone passes away, the person they named as executor presents their will for probate in the state and county where the deceased individual lived when they passed. The primary duty of an executor is to ensure that the wishes of the deceased person are carried...