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One of the biggest fears of anyone who files for bankruptcy is that they are destined to lose their homes in the process. While in some cases, it is indeed possible to lose your home due to bankruptcy, that is far from a foregone conclusion. Because carrying a heavy...
Mounting debt can be an overwhelming experience. You might find yourself needing to select between two less-than-attractive options: debt consolidation or filing bankruptcy. Both of these debt relief options carry with them their own host of pros and cons. Learning...
Bankruptcy can happen to the most reckless spenders and the most cautious savers. It often has very little to do with the financial decisions any one person made. There are usually factors that are outside of your control that help to cause a bankruptcy filing. To...
For most people, owing money is a very stressful thing. You might stay up at night trying to make the budget work so you can pay off the debts. There are some instances in which it just isn’t possible. When that happens, you may consider bankruptcy. One of the...
They say that money can't buy happiness. In many ways this is true, but it is also true that financial problems, including poverty and debt, can create a huge amount of stress, unhappiness and misery. Therefore, making sure that you are in a healthy financial...
One common thing people say when considering bankruptcy is that they don’t want to file because they won’t be able to get a credit card. They need one if they’re going to shop online or even buy things at the store, and using cash isn’t convenient. They’re worried...
One of the most important parts of preparing for bankruptcy is the creation of a comprehensive list of your debts and creditors. This step ensures that the court notifies all of your creditors about the pending bankruptcy and give them a chance to respond. The...
Even the mention of the word “bankruptcy” fills most Americans with dread. For them, it is the very last resort to overcome crippling debt. They feel it is the ultimate sign of failure as an adult. Of course, it is good to pay off your debts, but there are times when...
If you need to go through bankruptcy because your finances aren’t doing well, it’s important to know what will go into that process. In New Jersey, you may want to consider talking to your attorney about filing for a bankruptcy, especially if the filing fee is too...
When you filed your Chapter 13 bankruptcy petition months ago, you were pretty sure that the rough financial patch you’d gone through was over. You had a steady income again and no unusual expenses, so you had confidence that reorganization of your debts would be...
