Many people don't think that they need to have an estate plan in place, but you just never know when your time is going to be up. It's best to have your plan in place now so that you can rest assured that your loved ones will be taken care of when you are gone. We understand that you might not be ready for this process right now, but we're here to help you walk through the steps.
There are several components of a well-rounded estate plan that you must consider. At a minimum, you need to have a will in place. This lets everyone know who is going to get what from your estate. While this is the cornerstone of the estate plan, it isn't the only thing you need to include in your plan.
You should also consider adding trusts. These make it easier to transfer assets to your heirs when you are gone. They also let you set conditions on the disbursement of the trust, giving you more control over when and how your loved ones get what is due them.
Another area that you need to consider is your health care. You can set up health care directives, which will let the ones who are left to make decisions for you at the end of your life know what you want done. These documents allow you to say what type of medical care you want and what you don't want. It lets you designate a person to make those decisions for you.
When you create an estate plan, you should plan long-range. You need to think about what will happen if you are incapacitated before you die. We can help you to get all of this together in a way that makes your wishes known.