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Understanding a health care power of attorney

As you create an estate plan, it's important that you focus the necessary time on creating a health care power of attorney. In short, this allows you to provide medical instructions and preferences should you become mentally incapacitated.

It's easy to believe that you don't need a health care power of attorney, especially if you are young and feeling well. However, you don't know what the future holds. Without this in place, there is no way of knowing for sure what type of treatment you will receive should you be unable to communicate with your medical team.

As you begin to think about a health care power of attorney, you will have to choose an agent. This is the person responsible for carrying out your wishes. Since this person is staffed with the responsibility of making important treatment decisions, be sure to choose somebody who you can trust.

Isn't this something that only benefits elderly individuals? As noted above, you could become ill or injured at any time. If you don't have a health care power of attorney in place, you never know if you will be treated in the appropriate manner.

Now that you better understand a health care power of attorney, including the benefits, you can decide if this is something that has a place in your estate plan. Most people soon realize that this is well worth creating.

There are many key decisions related to the creation of a health care power of attorney, so be sure to give yourself enough time to think things through.

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