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July 2016 Archives

What does zombie foreclosure mean for New Jersey homeowners?

New Jersey has one of the highest foreclosure rates in the country. It also has the highest number of "zombie foreclosures," according to the Second Quarter 2016 Vacancy & Zombie Foreclosure Report from RealtyTrac, a housing firm based out of California. The number of zombie foreclosures in New Jersey -- which are properties in the foreclosure process that are currently vacant -- stands a little over 4,000. Within New Jersey, Camden County has the most zombie foreclosures. Five hundred and sixty-three of its distressed properties are currently vacant, as of April. One of the reasons for this ranking is New Jersey's lengthy foreclosure process which sometimes results in homeowners abandoning their homes before the process has been completed.

Understanding a health care power of attorney

As you create an estate plan, it's important that you focus the necessary time on creating a health care power of attorney. In short, this allows you to provide medical instructions and preferences should you become mentally incapacitated.

Focus on these details of a trust

Estate planning is one of the most important things you can do. Not only will this give you peace of mind right now, but it will go a long way in helping your family live a better life once you pass on. Is there anything more important than that?

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